With the current banking crisis and more than a trillion dollars in commercial loans coming due, there is a great opportunity for brokers to increase their income significantly in the commercial real estate finance business. The opportunity for brokers and investors is the best it has been in decades.As balloon mortgages become due many small banks will be taking back much of their own portfolio loans. As a result, brokers will need to help their existing commercial clients obtain commercial bridge loans to pay off their existing commercial loan. Commercial investors will now be able buy commercial properties at a deep discount and use this type of commercial financing for there purchases. This can truly the best of times for brokers and could potentially be the worst of times for existing commercial property owners without the broker’s help.Commercial bridge loans are equity driven and must have an experienced borrower, payment strategy and an exit strategy for repayment of the loan. The bridge loan lender’s primary objective is to meet their borrower’s need for short-term bridge financing with efficiency, flexibility and professionalism.Lending guidelines for these loans will generally include: straight purchases, purchasing REO’s, on-performing notes, and distressed assets or refinancing. Loan sizes will generally range from $2 million to $75 million. All commercial types of properties are usually considered for bridge loans to 75% LTV. Rates vary from 10% to 14% interest only, from 1 to 3 years. The costs for these loans are usually 2 to 3 points and closing time can be expected to be from 10 to 15 business days.

When you find yourself in over your head with too many debts, there is no need to despair. There is a way to payday loans consolidation help and rise above the situation.What Getting A Payday Cash Loan Means?Payday loans are easy to take. All you need to do is to fill out an online form and prove that you have a steady employment. You have instant cash transferred to your account within a matter of two to three hours.With no strings attached, this becomes a very easy solution when you urgently need instant hard cash and you cannot wait till your next paycheck. This is well and good as long as you have the capacity to pay off the loan as it has a high interest rate due to the very nature of the payment. At the end of the month, you do not have enough cash left over from your normal monthly expenditures to fulfill your debt. You take out another loan to pay the debt, and the cycle continues till you realize that your debts have mounted.Then comes the harassing phone calls and scary debt collection agents who do not care about if you are in a position to repay your loans.Before you reach this stage, you need to take assistance of the payday loans consolidation help agency. You can get rid of multiple payday loan debts. You will only have one obligation and that too at a considerably lower interest rate than the cash loan.What Debt Consolidation Agencies Can Do?These agencies can payday loans consolidation help by first assigning a credit counselor who can analyze the situation quickly and efficiently. He will go through all the circumstances. He will make you understand the impact of getting too many loans without having enough means to pay them back. He will then help in consolidating them and the agency will pay them off.Once all your debts are repaid, you are only indebted to this one agency. They will provide you with a much lower interest rate and give you enough time to repay this amount. You can go for either an unsecured debt consolidation or a secured debt consolidation.In an unsecured debt consolidation, there is no collateral attached. Therefore, the interest rate is slightly higher but well below what the payday loan creditors would demand.In a secured loan debt consolidation, you place collateral such as your house against the loan. The interest rate here comes down because there is reduced risk when you are putting your house on the line. Of course, if you do not pay your debt, you will be losing your house.ConclusionTaking too many loans will disrupt your future plans and you will eventually be filing for bankruptcy if you do not act quickly. Agencies that payday loans consolidation help genuinely want to assist and payoff your loans. They will support and counsel you to make the right choices and get the financial reins of your life back into your hands.